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Product Disclosure Statements - Superannuation

  
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Whether you are an experienced investor or just starting out, Summit and Generations gives you choice, flexibility and control:

Product range:

Summit

Summit Personal Super and Personal Pension

  • Personal Pension - a retirement product that enables investors to invest their superannuation benefits to receive a regular income in retirement.

Members of the Summit Super Plan move into the Summit Personal Pension without the need to sell assets.




Summit Personal Super
Summit Personal Pension

Download the PDS
Effective date: 1 July 2010


Investing in Summit

Investment Menu
Effective date: 10 May 2010




Insurance
You may wish to consider an appropriate level of insurance to complement your financial plan. Insurance provides peace of mind and security for those unforeseeable events.

Summit provides the following insurance benefits via AXA's Elevate Insurance solutions:
  • Life
  • Life and Total and Permanent Disability
  • Income

Speak to your financial adviser today to find out more about the insurance options available to you.

AXA's Elevate Insurance solutions
Effective date: 19 April 2010

Generations Personal Super and Personal Pension

  • Generations Personal Super is a simple and convenient way to save for your retirement. It provides a single access point to a select range of investment options that allow you to diversify your investments while the Summit Service manages the administration of your superannuation benefits.
  • Generations Personal Pension has been designed to provide you with an income in retirement in a simple and easy to understand package.
Members of Generations Personal Super Plan can move into the Generations Pension Plan without the need to sell assets.

The Generations range of products offers four types of investment options:
  • multi-manager diversified - active
  • multi-manager diversified - index
  • multi-manager sector
  • single manager.
The attached Generations Investment Options PDS includes the reference to the range of investment options available to you and should be read in conjunction with the Generations Personal Super and Personal Pension PDS.

Generations Personal Super
Generations Personal Pension

Download the PDS
Effective date: 1 July 2010



Additional Information

Generations Investment Options

Download a PDS
Effective date: 15 December 2009



Insurance
You may wish to consider an appropriate level of insurance to complement your financial plan. Insurance provides peace of mind and security for those unforeseeable events.

Generations provides the following insurance benefits via AXA's Elevate Insurance solutions:
  • Life
  • Life and Total and Permanent Disability
  • Income

Speak to your financial adviser today to find out more about the insurance options available to you.

AXA's Elevate Insurance solutions
Effective date: 19 April 2010


  Contact a Financial Adviser

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